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There were several situations this year that forced me—often in real time—to confront what I now refer to as the insurance beast . These were not theoretical lessons or optional learning moments; they arose when payment was delayed, facts were misrepresented, policies were weaponized, or contractors were placed at risk for actions we did not initiate. In most cases, I was compelled to stop work, step back, and research protections available to contractors—not because I wanted

The past year was both challenging and clarifying—for our communities, for the construction industry, and for those of us committed to equity, accountability, and excellence. The May 16th tornado did more than damage buildings; it exposed truths that many of us have long understood but were once easier to ignore. It revealed deteriorating infrastructure, institutional neglect, and the enduring consequences of redlining and disinvestment in Black neighborhoods across our city.